Financing
Heid Music Financing Solutions
Welcome to Heid Music, your ultimate destination for all things musical. Whether you're a budding musician or a seasoned player, we have everything you need to fuel your musical journey. As part of our dedication to your success, we offer flexible financing options year-round. With manageable monthly payments, we ensure that your musical investment becomes a reality without delay. Stay updated on our latest financing solutions and let us help you achieve your musical dreams. Explore the possibilities at Heid Music today!
Apply online now to qualify for music instrument financing. The easy application process for music instruments only takes a few minutes! When approved for music instrument financing, save/print your approval letter, and bring it with you to your nearest Heid Music store or provide us with a screen shot. We can help process your music instrument order online, making it hassle-free for you to start your musical journey. Don't miss this opportunity to get the instrument you need with quick and convenient music instrument financing. Apply today!
Heid Music Financing Promotions
See store for complete promotional details and qualifying purchase requirements.
All Instruments 6 Month
All Instruments 6 Month
Qualifying Instruments: All products
Promotional Period: 6 months promotional financing¹
Minimum Purchase: $299
Orchestra 12 Month
Orchestra 12 Month
Qualifying Instruments: Orchestra instruments only
Promotional Period: 12 months promotional financing¹
Minimum Purchase: $299
Orchestra 18 Month Special Event
Orchestra 18 Month Special Event
Qualifying Instruments: Orchestra instruments only
Promotional Period: 18 months promotional financing¹
Minimum Purchase: $1,699 with 20% down payment
Yamaha Back to School 6 Month
Yamaha Back to School 6 Month
Qualifying Instruments: Guitars/Amps, Drums/Hardware, Digital Pianos (excl. Clavinova), 61-key Keyboards & Synths
Promotional Period: 6 months promotional financing¹
Minimum Purchase: $299
Yamaha Back to School 18 Month
Yamaha Back to School 18 Month
Qualifying Instruments: Guitars/Amps, Drums/Hardware
Promotional Period: 18 months promotional financing¹
Minimum Purchase: $1,999
Yamaha Band & Orchestral 12 Month
Yamaha Band & Orchestral 12 Month
Qualifying Instruments: Yamaha Winds & Strings
Promotional Period: 12 months promotional financing¹
Minimum Purchase: $499
Yamaha Band & Orchestral 18 Month
Yamaha Band & Orchestral 18 Month
Qualifying Instruments: Yamaha Winds & Strings
Promotional Period: 18 months promotional financing¹
Minimum Purchase: $1,499
Eastman 12 Month
Eastman 12 Month
Qualifying Instruments: All new Eastman models
Promotional Period: 12 months promotional financing¹
Minimum Purchase: No minimum
Eastman 18 Month
Eastman 18 Month
Qualifying Instruments: All new Eastman models
Promotional Period: 18 months promotional financing¹
Minimum Purchase: No minimum
Buffet 12 Month
Buffet 12 Month
Qualifying Instruments: All new Buffet models
Promotional Period: 12 months promotional financing¹
Minimum Purchase: No minimum
Buffet 18 Month
Buffet 18 Month
Qualifying Instruments: All new Buffet models
Promotional Period: 18 months promotional financing¹
Minimum Purchase: No minimum
Martin 12 Month
Martin 12 Month
Qualifying Instruments: New Martin guitars
Promotional Period: 12 months promotional financing¹
Minimum Purchase: $399
Martin 18 Month
Martin 18 Month
Qualifying Instruments: New Martin guitars
Promotional Period: 18 months promotional financing¹
Minimum Purchase: $399
Conn Selmer 18 Month
Conn Selmer 18 Month
Qualifying Instruments: All Conn Selmer Product (excludes Student Product)
Promotional Period: 18 months promotional financing¹
Minimum Purchase: $499
Conn Selmer 48 Month Fixed Payment
Conn Selmer 48 Month Fixed Payment
Qualifying Instruments: All Conn Selmer Product (excludes Student Product)
Promotional Period: 48 months fixed payment at 13.99% APR²
Minimum Purchase: $499
¹ No Interest if Paid in Full within promotional period. See full offer details and disclosures above.
² Fixed Pay / Reduced APR offer. See full offer details and disclosures above.
Subject to credit approval. Minimum monthly payments required. See store for complete details.
Promotional Financing — Synchrony Music & Sound Credit Card
See store for complete promotional details and qualifying purchase requirements.
No Interest if Paid in Full within 6, 12 or 18 Months¹
On qualifying in-store purchases made with your Synchrony Music & Sound credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12 or 18 Months. Minimum monthly payments required.
¹ Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
13.99% APR for 48 Months²
On qualifying in-store purchases made with your Synchrony Music & Sound credit card. Fixed monthly payments required for 48 months.
² Qualifying purchase amount must be on one receipt. Interest will be charged on the amount financed from the purchase date at a reduced 13.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.7321% of amount financed, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
Heid Music Piano Financing
Special financing options for new and used acoustic and digital pianos
Subject to credit approval. Minimum monthly payments required. See store for details.
Piano Financing — Offer Details
0% Introductory Rate for 18 Months Promotion
0% Introductory Rate for 18 Months Promotion
Promotion: Keyboard Offers
Synchrony Select Installment
Qualifying Instruments: New or Used Acoustic or Digital Piano — Minimum purchase $1,000
*No down payment required for instruments priced under $50,000
10% down payment required for instruments priced at $50,000 or more
Terms: Introductory Rate of 0% for the first 18 Months¹
Rate / APR: 0% Rate for first 18 months
22.90% Rate for remaining 42 months
10.79% APR
Promotion Details
Introductory Period: 0% Rate and reduced monthly payments for the first 18 months from account opening
After Introductory Period: 22.90% Rate and increased monthly payments will apply for the remaining 42 months
APR: 10.79% APR
Qualifying Purchases: New or used acoustic or digital pianos. Minimum Purchase is $1,000
Down Payment Requirements:
*No down payment required for instruments priced under $50,000
10% down payment required for instruments priced at $50,000 or more
Payment Information
Introductory Period Monthly Payments: Reduced fixed monthly payments required. Reduced monthly payments will not pay off the purchase within the 18-month intro period.
After Introductory Period: Monthly payment amount and rate will increase for remaining 42 months.
¹ Example: A 60 month term with an amount financed of $10,000 and a 0% rate for the first 18 months and 22.90% rate for the remaining 42 months requires monthly payments of $166.67 for the first 18 months, and monthly payments of $244.23 for the remaining 42 months. APR of 10.79%. Program minimum amount financed is $1,000. Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank.
60 Month Loan at 8.99% APR
60 Month Loan at 8.99% APR
Promotion: Keyboard Offers
Synchrony Select Installment
Qualifying Instruments: New or Used Acoustic or Digital Piano — Minimum purchase $1,000
*No down payment required for instruments priced under $50,000
10% down payment required for instruments priced at $50,000 or more
Terms: 60 Month Fixed APR²
Rate / APR: 8.99% APR for 60 months
Promotion Details
Fixed APR: 8.99% APR for 60 months (5 years)
Payment Terms: Fixed monthly payments for 60 months designed to pay off your purchase in full. You may pay off your balance early without penalty.
Qualifying Purchases: New or used acoustic or digital pianos. Min Loan amount is $1,000
Down Payment Requirements:
*No down payment required for instruments priced under $50,000
10% down payment required for instruments priced at $50,000 or more
² Example: A 60-month term of a $10,000 purchase and an 8.99% APR requires monthly payments of $207.54. Program minimum amount financed is $1,000. Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank.

